I believe that banking and currency creation need to change radically. The research I have done suggests that while a significant reset may be difficult, there are several benefits to be had, including reducing debt.
I believe that bringing stability to the marketplace in how banks operate and how currency is created and valued is of utmost importance. I believe that the functions of banking and currency creation should be codified within the United States Constitution. Codification within the Constitution brings with it long-term predictability and stability. Stability helps reduce risk and allows lenders to free-up more capital that will circulate more within the United States rather than abroad. Codification and long-term stability will help to moderate the cyclical nature of the markets.